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需求，并为承保风险可控的特定货物或航程提供灵活选择。”北京大学应用经济学博士后、教授朱俊生指出，其定价逻辑基于特定航程风险溢价，结合船舶价值和货物类型动态调整，保费相对标准战争险更高。预计实际使用率整体不高，但在高价值航运和战略货物运输中仍有一定需求。　　在江瀚看来，保险公司提供“回购保障”是为了满足部分高风险偏好或有特殊需求客户的需求，同时也可保留部分业务，避免客户完全流失。但他也认为，“回购保

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